5 Things Not Allowed Carried in Wallet

Many people are lazy to tidy up her purse so that wallet full of paper or card is worn too often folded or exposed to moist air. In fact, although it felt useless, the objects can still be the object of identity theft. Therefore, Mellody Hobson, president of Ariel Investments, give tips on what should be taken and not taken in the wallet.

1. Credit card
Carrying a credit card would be, but enough to carry one credit card only. Most people have a credit card at least two, three, five, even. In fact, the more cards you carry, the more you want to use it, unless you carry a credit card that had expired for the style-gayaan. Conversely, if you have a credit card but never used it, should save at home.

2. Cash
Cash is also needed at least for transportation costs, meal expenses while in office, and some money for unexpected purposes. According to studies, when more people have a credit card rather than cash, they'll buy 12-18 percent more. Do not use a debit card or credit card only to buy small items, like snacks or magazines. If you only pay the minimum payment, are you aware that you have to pay interest for the purchase of these frivolous?

Even so, make sure you do not carry too much cash in your wallet. Besides making you feel you have the money to spend, if your wallet is lost the loss you feel will be doubled.

3. Bills payment
Recorded expenditures are important, but if you only save the receipt just never had time to record it, it's useless. Receipts or receipts will only meet the wallet. If you are careless to leave the wallet in a place, these bills would be a material with ease of identity theft. Just save all the receipts shopping for today. Tomorrow morning, all receipts have been issued so that the wallet back neatly. Save the receipts into the record book spending. If no time to record it every day, force yourself to write them down once a week.

4. Passport
Some people like to keep your passport in your wallet, on the grounds so as not to forget where to save it. However, even if you're traveling in other countries, the passport should be left at the hotel. You can take copies only. Also, do not keep a list of PIN numbers, passwords, or other information that should belong to you personally. Leave such information at home.

5. Anything that has expired
For example, credit cards, membership cards, or insurance card that his account has actually been to cancel. Although outdated, does not mean thieves will not try to use it. Because, at least every card includes your name, address and possibly also other personal information.

Tips to manage your wallet
In order for your wallet and everything in it is not even a hassle and cause problems, try to see things that you should do.
* Bring a small purse and concise. This will force you to carry objects that are needed.
* If your wallet is lost, report it immediately to the police. Contact all banks issuing debit cards and credit cards to block your card.
* When you're traveling, you should keep wallets in front pockets of your shirt or blouse. Or, if your wallet is inserted into the bag, be sure to position the bag is always there in front of your body. It would be difficult for people to pick you.

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